What is Sui Generis Planning in HMOs? What You Need to Know
Sui Generis Meaning in HMO Planning Sui Generis is a type of planning application used for properties that do not fall into any specific category. The latin term “sui generis” means “in a class of its own”. There are several buildings that fit into the Sui Generis planning category, including buildings such as theatres, nightclubs […]
The Ultimate Guide to Large HMOs: Everything you Need to Know
Definition of a Large HMO Legally, a Large HMO is a property rented out to 5 or more tenants forming 2 or more households. A household typically refers to individuals who are related (family members) or living as a couple. What is a Sui Generis HMO? A Sui Generis HMO refers to an HMO that […]
Who pays Council Tax in an HMO?
Who is responsible for paying Council Tax in an HMO? HMO rules and regulations are complicated enough, so throwing tax liability in there can make things seem like even more of a headache. In general, if you are letting a house or property, the tenant or tenants are responsible for paying Council Tax. However, when […]
Change of Use for C3, C4 & Sui Generis in HMOs
Updated October 2024 If you are planning to convert a residential property into an HMO, knowing about change of use classes is important in understanding planning requirements for your HMO investment. Depending on the number of occupants you are looking to host, as well as the size and location or your property, different planning processes […]
HMO Mortgages: How to Fund Your HMO
What is an HMO mortgage? An HMO mortgage is a special type of buy-to-let mortgage designed specifically for properties classified as Houses in Multiple Occupation (HMO). An HMO refers to a property rented out to multiple tenants (a minimum of three) who do not belong to the same household. For instance, this could be a […]
HMO Room Size Requirements: A Comprehensive Guide
Updated: September 2024 As an HMO landlord or investor, it’s important to find balance between your property giving you a high return while also providing high quality living conditions for your occupants. With this in mind, the government in the UK, as well as local planning authorities, offer guidelines on HMO minimum room sizes to […]
Renter’s Rights Bill: What You Need to Know – Updated
Updated: September 2024 New: September 2024 Update on the Renter’s Rights Bill The Government have published plans to ban no-fault evictions and in-contract rent increases as it prepares to present the Renters’ Rights Bill to Parliament today (11th September 2024). It heralds one of the biggest changes in the sector in over 30 years. The […]
Article 4 Areas in the UK: A Comprehensive Guide
What is Article 4? In the UK, an Article 4 Direction is a legal measure or planning control that local authorities or councils can implement to limit the number of HMOs (houses in multiple occupation) in a specific area, or protect conservation areas. In areas without Article 4, property owners automatically have permitted development rights, […]
HMO Landlord Insurance: Everything You Need to Know
What is HMO insurance? HMO landlord insurance is a type of specialist cover that helps protest house-in-multiple occupation properties. Regular buy-to-let policies will generally only give you cover for a let that comes under a single shorthold tenancy agreement. Running an HMO can involve certain obligations, such as the number of facilities, room sizes and […]
Do I Need an EPC for My HMO?
Understanding EPC Requirements for HMOs Energy Performance Certificates (EPCs) have long been an important aspect of the energy efficiency assessments for rental properties, given the insight they provide into a building’s overall energy consumption and efficiency. These certificates play an important role in ensuring the sustainability and eco-friendliness of shared living spaces. As an HMO […]
